Q2 2026 13F · SEC CIK 1669662

Peak Financial Management, Inc.

Wealth managerFiled 2026-07-20 for Q2 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $435.5M
Reported positions: 114
Top holdings a year, 3 yrs: +12.8%
Assets under management: $534.4M

Peak Financial Management, Inc. is a wealth manager that reported 114 positions worth $435.5M in its Q2 2026 13F, filed 2026-07-20. Its largest holdings were Vanguard Star Fds Vanguard Total Intl St (VXUS, 11.8%), Vanguard Index Fds (VTI, 7.8%), Spdr Index Shs Fds (SPGM, 7.2%). A portfolio copying its top holdings returned 12.8% a year over the last 3 years, against 20.4% for the S&P 500.

Peak Financial Management, Inc. holdings largest 50 of 114 positions.

Weights are shares of the filer's total reported 13F value, compared with Q1 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Peak Financial Management, Inc. 13F holdings
Stock	% of 13F value	Q1 2026	Shares	Share change	Reported value
VXUSVanguard Star Fds Vanguard Total Intl St	11.8%	11.6%	600,302	+1.2%	$51.3M
VTIVanguard Index Fds	7.8%	7.5%	91,750	-0.8%	$34.0M
SPGMSpdr Index Shs Fds	7.2%	7.0%	365,097	+0.2%	$31.3M
RSPInvesco S&p 500 Equal Weight ETF	4.8%	4.6%	99,142	+4.3%	$21.1M
JPIBJpmorgan International Bond Opportunitie	4.0%	4.2%	357,597	+3.9%	$17.3M
VOOVanguard S&p 500 ETF	3.9%	3.8%	24,661	-2.4%	$16.9M
SCHMSchwab Strategic Tr	3.3%	3.1%	393,869	+0.4%	$14.5M
SCHBSchwb US Broad	3.3%	3.0%	492,683	+5.2%	$14.3M
VCITVanguard Scottsdale Fds	3.2%	3.5%	170,334	+2.8%	$14.1M
SPEMState Street Spdr Portfolio Emerging Mar	3.1%	3.1%	264,218	+1.1%	$13.7M
NFLTEtfis Ser Tr I	3.1%	3.2%	589,643	+4.9%	$13.5M
AGGIshares Tr	2.8%	3.1%	125,149	+0.6%	$12.4M
RPVInvesco S&p 500 Pure Value	2.8%	2.9%	106,190	+0.7%	$12.1M
FLXRTcw ETF Trust	2.7%	2.8%	303,122	+8.4%	$11.9M
SHYGIshares Tr	2.6%	2.8%	271,489	+4.2%	$11.5M
GLTRAbrdn Precious Metals Basket	2.6%	3.4%	62,781	+1.5%	$11.4M
IJRIshares Core S&p Small Cap ETF	2.4%	2.2%	70,239	+0.6%	$10.4M
SDCIUscf ETF Tr	2.3%	2.6%	380,981	+0.9%	$10.1M
SCHZSchwab Strategic Tr	2.3%	2.3%	423,666	+7.7%	$9.8M
SCHPSchwab Strategic Tr	2.2%	2.4%	367,655	+4.6%	$9.7M
AAPLApple Inc	1.7%	1.5%	25,872	+8.2%	$7.5M
USRTIshares Tr	1.6%	1.5%	104,740	+2.1%	$7.0M
ACWIIshares Tr	1.5%	1.5%	42,275	-0.1%	$6.6M
SCHXSchwab Stratgc Tr	1.1%	1.1%	168,838	-0.1%	$5.0M
SCHFSchwab Intl Equity	1.0%	1.0%	163,833	-0.4%	$4.5M
NVDANvidia Corporation Com	1.0%	1.0%	20,723	-7.7%	$4.1M
IEFAIshares Core Msci Eafe ETF	0.7%	0.7%	32,477	-0.4%	$3.1M
CEFSprott Asset Management LP	0.7%	0.9%	74,831	-0.3%	$3.0M
ITOTIshares Total US Stock Market ETF	0.6%	0.6%	16,407	+2.0%	$2.7M
IVVIshares Core S&p 500 ETF	0.6%	0.6%	3,365	-1.0%	$2.5M
TIPiShares TIPS Bond ETF	0.5%	0.6%	21,410	+1.9%	$2.3M
STIPIshares Tr	0.5%	0.6%	21,949	-1.1%	$2.2M
DJPIpath Bloomberg Commodity Index Total Re	0.5%	0.6%	45,596	-0.5%	$2.0M
FMATFidelity Covington Trust	0.4%	0.5%	32,967	-3.5%	$1.9M
RSPHInvesco Exchange Traded Fd T	0.4%	0.4%	55,886	-1.2%	$1.9M
VEAVanguard Tax-Managed Fds	0.4%	0.4%	22,951	-0.6%	$1.6M
TOTLSsga Active ETF Tr	0.3%	0.3%	32,465	-1.7%	$1.3M
RTXRtx Corporation Com	0.3%	0.3%	6,556	+3.8%	$1.2M
MSFTMicrosoft Corp	0.3%	0.3%	3,010	+0.0%	$1.1M
VTVVanguard Value ETF	0.3%	0.3%	5,070	-3.6%	$1.1M
GOOGAlphabet Inc	0.2%	0.2%	3,029	-1.7%	$1.1M
VWOVanguard Intl Equity Index F	0.2%	0.2%	17,542	-3.4%	$1.0M
RSPMInvesco Exchange Traded Fd T	0.2%	0.2%	24,604	-0.3%	$951K
MUMicron Technology Inc	0.2%	—	801	—	$925K
SNDKSandisk Corp	0.2%	—	400	—	$909K
GOOGLAlphabet Inc	0.2%	0.2%	2,531	-0.2%	$905K
DSIiShares ESG MSCI KLD 400 ETF	0.2%	0.2%	6,191	+0.1%	$882K
ESGDIshares Msci Eafe Esg	0.2%	0.2%	8,295	+0.0%	$853K
AMDAdvanced Micro Devices Inc	0.2%	—	1,348	—	$784K
SUSAiShares MSCI USA ESG Select ETF	0.2%	—	4,960	—	$765K

What Peak Financial Management, Inc. bought and sold in Q2 2026, against Q1 2026.

New positions

Q1 2026's filing was too long to tell new positions apart.

Added to

FLXR Tcw ETF Trust+8.4% shares
AAPL Apple Inc+8.2% shares
SCHZ Schwab Strategic Tr+7.7% shares
SCHB Schwb US Broad+5.2% shares

Reduced

NVDA Nvidia Corporation Com-7.7% shares

Left the top 50

Share counts compared with the Q1 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +16.1% /yr; S&P 500 +20.1%
3 years: +12.8% /yr; S&P 500 +20.4%
5 years: +4.7% /yr; S&P 500 +11.6%

A portfolio of the filer's 20 largest 13F positions, weighted by value and rebuilt each quarter on the day the filing became public. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q2 2026	$435.5M	114
Q1 2026	$393.9M	100
Q4 2025	$387.7M	98
Q3 2025	$378.3M	101
Q2 2025	$351.6M	95
Q1 2025	$333.9M	97
Q4 2024	$333.9M	96
Q3 2024	$340.6M	98
Q2 2024	$319.5M	94
Q1 2024	$315.5M	96
Q4 2023	$297.7M	85
Q3 2023	$274.9M	72

Questions about Peak Financial Management, Inc.'s portfolio

What stocks does Peak Financial Management, Inc. own?

Peak Financial Management, Inc.'s latest 13F, for Q2 2026 and filed Jul 20, 2026, lists 114 positions worth $435.5M. The largest are Vanguard Star Fds Vanguard Total Intl St (VXUS) at 11.8%, Vanguard Index Fds (VTI) at 7.8%, Spdr Index Shs Fds (SPGM) at 7.2%, Invesco S&p 500 Equal Weight ETF (RSP) at 4.8% and Jpmorgan International Bond Opportunitie (JPIB) at 4.0%.

What did Peak Financial Management, Inc. buy last quarter?

In Q2 2026, Peak Financial Management, Inc. added Tcw ETF Trust (FLXR) (+8.4% shares), Apple Inc (AAPL) (+8.2% shares) and Schwab Strategic Tr (SCHZ) (+7.7% shares), compared with its Q1 2026 filing.

What did Peak Financial Management, Inc. sell last quarter?

In Q2 2026, Peak Financial Management, Inc. cut from its top 50 Sprott Asset Management LP (PHYS), cut from its top 50 Amazon Com Inc Com (AMZN), cut from its top 50 Schwab Strategic Tr (SCHC), cut from its top 50 Costco Whsl Corp New (COST) and Nvidia Corporation Com (NVDA) (-7.7% shares), compared with its Q1 2026 filing.

How has Peak Financial Management, Inc.'s portfolio performed?

A portfolio copying Peak Financial Management, Inc.'s 20 largest 13F holdings each quarter, from the day each filing was public, returned +12.8% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +16.1% against +20.1%. Over 5 years: +4.7% a year against +11.6%.

When is Peak Financial Management, Inc.'s next 13F filing due?

13F filings are due 45 days after each quarter ends. Peak Financial Management, Inc.'s filing for the quarter ending Sep 30, 2026 is due by Nov 14, 2026; this page updates the day after it is published.

How much money does Peak Financial Management, Inc. manage?

Peak Financial Management, Inc. reported $534.4M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $435.5M.