Q2 2026 13F · SEC CIK 1965915

Rf&l Wealth Management, LLC

Wealth managerFiled 2026-07-22 for Q2 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $147.8M
Reported positions: 50
Top holdings a year, 3 yrs: +18.3%
Assets under management: $381.1M

Rf&l Wealth Management, LLC is a wealth manager that reported 50 positions worth $147.8M in its Q2 2026 13F, filed 2026-07-22. Its largest holdings were Dimensional U.s. Targeted Value (DFAT, 13.7%), Dimensional U.s. Core Equity 2 (DFAC, 8.5%), Dimensional ETF Trust (DFUS, 8.1%). A portfolio copying its top holdings returned 18.3% a year over the last 3 years, against 20.4% for the S&P 500.

Rf&l Wealth Management, LLC holdings all 50 positions.

Weights are shares of the filer's total reported 13F value, compared with Q1 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Rf&l Wealth Management, LLC 13F holdings
Stock	% of 13F value	Q1 2026	Shares	Share change	Reported value
DFATDimensional U.s. Targeted Value	13.7%	13.6%	288,960	-0.3%	$20.2M
DFACDimensional U.s. Core Equity 2	8.5%	8.2%	282,692	-0.2%	$12.5M
DFUSDimensional ETF Trust	8.1%	7.7%	145,653	-0.1%	$11.9M
DFUVDimensional U.s. Marketwide Val	7.4%	7.3%	198,014	-1.5%	$10.9M
BSVVanguard Bd Index Fds Vanguard Short Ter	6.5%	6.8%	124,199	+7.2%	$9.7M
DFASDimensional ETF Trust	5.1%	4.8%	91,061	+0.1%	$7.5M
DFIVDimensional ETF Trust	4.6%	5.1%	126,816	-1.1%	$6.9M
VOOVanguard S&p 500 ETF	4.3%	4.0%	9,222	+3.4%	$6.3M
VTIVanguard Index Fds	3.6%	3.6%	14,427	-3.9%	$5.3M
VBRVanguard Small Cap Value ETF	3.5%	3.5%	21,211	-1.3%	$5.2M
FNDCSchwab Strategic Tr	3.5%	3.7%	105,517	-0.7%	$5.1M
ITOTIshares Total US Stock Market ETF	3.3%	3.1%	30,006	+3.9%	$4.9M
IEMGIshares	2.9%	2.7%	51,614	-0.9%	$4.3M
LLYLilly Eli & Co	2.7%	2.3%	3,269	-3.0%	$3.9M
IDEVIshares Tr	1.9%	1.9%	31,106	-0.0%	$2.8M
IWDIshares Russell 1000 Value ETF	1.6%	1.5%	9,455	-0.2%	$2.3M
FNDFSchwab Strategic Tr	1.5%	1.6%	42,205	-1.8%	$2.2M
NVDANvidia Corporation Com	1.5%	1.4%	10,910	+0.0%	$2.2M
ABBVAbbvie Inc	1.4%	1.4%	8,470	-2.9%	$2.1M
DFAXDimensional World Ex U.s. Core	1.1%	1.1%	42,216	-0.3%	$1.6M
AAPLApple Inc	1.0%	0.9%	5,105	+7.8%	$1.5M
DISVDimensional ETF Trust	0.9%	1.0%	33,735	-1.0%	$1.4M
BSVOEa Bridgeway Omni Small-Cap Value ETF	0.8%	0.8%	41,776	-4.0%	$1.2M
IWMIshares	0.8%	0.7%	3,901	-2.0%	$1.2M
VWOVanguard Intl Equity Index F	0.8%	0.8%	18,859	-3.7%	$1.1M
DFEMDimensional	0.8%	0.7%	27,447	-3.8%	$1.1M
IJRIshares Core S&p Small Cap ETF	0.7%	0.7%	7,240	-3.3%	$1.1M
VTVVanguard Value ETF	0.7%	0.7%	4,863	-1.9%	$1.1M
IWNIshares Russell 2000 Value ETF	0.7%	0.7%	4,690	+0.0%	$1.0M
ABTAbbott Laboratories	0.6%	0.7%	9,494	+0.0%	$861K
COSTCostco Whsl Corp New	0.5%	0.6%	865	+0.0%	$809K
SCZIshares Msci Eafe Small Cap	0.5%	0.5%	9,250	+0.0%	$761K
SPDWSPDR Portfolio Developed World	0.4%	0.4%	12,473	-2.2%	$629K
GLGlobe Life Inc	0.4%	0.4%	3,413	-5.9%	$610K
SCHXSchwab Stratgc Tr	0.4%	0.4%	20,001	+0.0%	$589K
BRK-BBerkshire Hathaway Inc Del	0.4%	0.4%	1,112	-1.8%	$556K
SOSouthern Co.	0.3%	0.4%	4,852	+0.0%	$464K
AMZNAmazon Com Inc Com	0.3%	0.3%	1,837	+0.0%	$438K
SPYSpdr S&p 500 ETF Tr	0.3%	0.3%	567	-6.6%	$423K
MSFTMicrosoft Corp	0.3%	0.3%	1,087	-1.4%	$406K
GOOGLAlphabet Inc	0.2%	0.2%	1,016	+0.0%	$363K
MGKVanguard World Fd	0.2%	0.2%	4,075	+376.6%	$358K
JPMJpmorgan Chase & Co	0.2%	0.2%	938	-4.0%	$307K
CVXChevron Corp New	0.2%	0.3%	1,760	+0.0%	$292K
OHIOmega Healthcare Investors Inc	0.2%	0.2%	6,024	+0.0%	$287K
BIVVanguard Bd Index Fds	0.2%	—	3,375	—	$259K
BILSPDR Brcy1-3 Ser	0.2%	0.2%	2,665	-17.9%	$244K
VUGVanguard Indx Fd	0.2%	—	2,670	—	$230K
TSLATesla Inc Com	0.2%	—	545	—	$229K
VEUVanguard FTSE All	0.1%	—	2,500	—	$209K

What Rf&l Wealth Management, LLC bought and sold in Q2 2026, against Q1 2026.

New positions

Q1 2026's filing was too long to tell new positions apart.

Added to

MGK Vanguard World Fd+376.6% shares
AAPL Apple Inc+7.8% shares
BSV Vanguard Bd Index Fds Vanguard Short Ter+7.2% shares

Reduced

Sold out

FTEC Fidelity Covington Trustwas 0.3%
MGV Vanguard Mega Cap Value ETF Totalwas 0.3%
SNPE Dbx ETF Trwas 0.2%
FXL First Trust Technology Alphadex Fundwas 0.2%

Share counts compared with the Q1 2026 13F; a split also changes share counts.

How the holdings did against the S&P 500.

1 year: +22.0% /yr; S&P 500 +20.1%
3 years: +18.3% /yr; S&P 500 +20.4%
5 years: —

A portfolio of the filer's 20 largest 13F positions, weighted by value and rebuilt each quarter on the day the filing became public. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q2 2026	$147.8M	50
Q1 2026	$133.6M	52
Q4 2025	$178.4M	62
Q3 2025	$170.4M	60
Q2 2025	$155.2M	59
Q1 2025	$139.8M	58
Q4 2024	$141.4M	57
Q3 2024	$141.3M	58
Q2 2024	$131.4M	56
Q1 2024	$129.8M	56
Q4 2023	$120.3M	55
Q3 2023	$107.7M	53

Questions about Rf&l Wealth Management, LLC's portfolio

What stocks does Rf&l Wealth Management, LLC own?

Rf&l Wealth Management, LLC's latest 13F, for Q2 2026 and filed Jul 22, 2026, lists 50 positions worth $147.8M. The largest are Dimensional U.s. Targeted Value (DFAT) at 13.7%, Dimensional U.s. Core Equity 2 (DFAC) at 8.5%, Dimensional ETF Trust (DFUS) at 8.1%, Dimensional U.s. Marketwide Val (DFUV) at 7.4% and Vanguard Bd Index Fds Vanguard Short Ter (BSV) at 6.5%.

What did Rf&l Wealth Management, LLC buy last quarter?

In Q2 2026, Rf&l Wealth Management, LLC added Vanguard World Fd (MGK) (+376.6% shares), Apple Inc (AAPL) (+7.8% shares) and Vanguard Bd Index Fds Vanguard Short Ter (BSV) (+7.2% shares), compared with its Q1 2026 filing.

What did Rf&l Wealth Management, LLC sell last quarter?

In Q2 2026, Rf&l Wealth Management, LLC sold all of Fidelity Covington Trust (FTEC), sold all of Vanguard Mega Cap Value ETF Total (MGV), sold all of Dbx ETF Tr (SNPE), sold all of First Trust Technology Alphadex Fund (FXL), SPDR Brcy1-3 Ser (BIL) (-17.9% shares), Spdr S&p 500 ETF Tr (SPY) (-6.6% shares) and Globe Life Inc (GL) (-5.9% shares), compared with its Q1 2026 filing.

How has Rf&l Wealth Management, LLC's portfolio performed?

A portfolio copying Rf&l Wealth Management, LLC's 20 largest 13F holdings each quarter, from the day each filing was public, returned +18.3% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +22.0% against +20.1%.

When is Rf&l Wealth Management, LLC's next 13F filing due?

13F filings are due 45 days after each quarter ends. Rf&l Wealth Management, LLC's filing for the quarter ending Sep 30, 2026 is due by Nov 14, 2026; this page updates the day after it is published.

How much money does Rf&l Wealth Management, LLC manage?

Rf&l Wealth Management, LLC reported $381.1M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $147.8M.